Cost of living index
Waterbury, CT
99.8 / 100
Living in Waterbury, CT is 0.2% cheaper than the US average.
Overall prices
99.8
Housing / rent
89.1
vs US average
−0.2%
What it costs to live in Waterbury, CT
Waterbury, CT has an overall price level of 99.8 compared with the national average of 100, meaning everyday costs run about 0.2% lower than a typical US metro. Housing tells the sharper story: at 89.1 it is 10.9% below the national average. Because rent and mortgage payments are the biggest line in most household budgets, that housing figure is usually what you’ll feel most when you move here.
Common questions
Is Waterbury, CT an expensive place to live?
Waterbury, CT has an overall cost-of-living index of 99.8, where 100 is the US average. That makes it about 0.2% cheaper than the country as a whole.
Is housing expensive in Waterbury, CT?
Housing in Waterbury, CT scores 89.1 against a US average of 100 — roughly 10.9% below average. Housing is usually the largest single cost, so it drives most of the overall difference.
How does Waterbury, CT compare to the US average cost of living?
Overall prices in Waterbury, CT sit at 99.8 versus 100 for the US average, with housing at 89.1. Figures come from the US Bureau of Economic Analysis for 2024.