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Cost of living · head to head

Houston, TX is approximately 4% cheaper than Philadelphia, PA, using Philadelphia, PA as the comparison base.

Based on overall price levels from the US Bureau of Economic Analysis. 100 equals the national average. Figures represent the wider Philadelphia, PA and Houston, TX metropolitan areas, not city limits.

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Philadelphia, PAoverall index
102.6
Houston, TXoverall index
98.6
Estimated salary equivalent based on regional price levels
in Philadelphia, PA
A salary of $100,000 in Philadelphia, PA has approximately the same purchasing power as $96,101 in Houston, TX, based on regional price levels.
In plain terms: Houston, TX is cheaper than Philadelphia, PA, so you’d only need about $96,101 there to match the lifestyle $100,000 buys in Philadelphia, PA same groceries, same rent level, same everyday spending. That’s ~$3,900 less you’d need to earn, not a step down.
Before tax. This estimate does not account for individual spending habits, household size, taxes, childcare, healthcare, transport choices or personal housing circumstances.

The headline gap is 4%, but housing is where it really shows. Housing rents in Houston, TX run 8% lower than in Philadelphia, PA (104.5 vs 113.1), while everyday goods and services sit closer together. For most people, housing rents move the most when relocating between these two metros, so weigh that gap more heavily than the overall figure.

CategoryPhiladelphia, PAHouston, TXDifference
Overall102.698.6-4%
Goods96.8100.6+4%
Housing rents113.1104.5-8%
Utilities114.495.3-17%
Other services103.195.6-7%

Houston, TX differs from Philadelphia, PA the most in utilities — about 17% lower in Houston, TX — while the closest is goods.

$50,000 in Philadelphia, PA$48,051
$75,000 in Philadelphia, PA$72,076
$100,000 in Philadelphia, PA$96,101
$150,000 in Philadelphia, PA$144,152
$200,000 in Philadelphia, PA$192,203

Each row shows the estimated salary equivalent in Houston, TX, based on regional price levels, for the amount earned in Philadelphia, PA.

Before tax. This estimate does not account for individual spending habits, household size, taxes, childcare, healthcare, transport choices or personal housing circumstances.

Is Houston, TX cheaper than Philadelphia, PA?

Yes — Houston, TX has an overall cost-of-living index of 98.6 versus 102.6 for Philadelphia, PA, making it about 4% cheaper.

What is the estimated salary equivalent for $100,000 in Philadelphia, PA if you moved to Houston, TX?

About $96,101, based on regional price levels — a $100,000 salary in Philadelphia, PA has approximately the same purchasing power as $96,101 in Houston, TX. This is an estimate and does not account for taxes, household size, or personal spending habits.

Is housing cheaper in Houston, TX than in Philadelphia, PA?

Housing rents in Houston, TX score 104.5 versus 113.1 in Philadelphia, PA — about 8% cheaper. Housing rents are often the main driver of differences in overall price levels between metro areas.

What is the cost of living difference between Philadelphia, PA and Houston, TX?

Overall, Houston, TX is about 4% cheaper than Philadelphia, PA (index 98.6 vs 102.6), with housing 8% lower. Data is from the US Bureau of Economic Analysis, 2024.