Cost of living index
Hagerstown, MD
94.2 / 100
Living in Hagerstown, MD is 5.8% cheaper than the US average.
Overall prices
94.2
Housing / rent
75.7
vs US average
−5.8%
What it costs to live in Hagerstown, MD
Hagerstown, MD has an overall price level of 94.2 compared with the national average of 100, meaning everyday costs run about 5.8% lower than a typical US metro. Housing tells the sharper story: at 75.7 it is 24.3% below the national average. Because rent and mortgage payments are the biggest line in most household budgets, that housing figure is usually what you’ll feel most when you move here.
Common questions
Is Hagerstown, MD an expensive place to live?
Hagerstown, MD has an overall cost-of-living index of 94.2, where 100 is the US average. That makes it about 5.8% cheaper than the country as a whole.
Is housing expensive in Hagerstown, MD?
Housing in Hagerstown, MD scores 75.7 against a US average of 100 — roughly 24.3% below average. Housing is usually the largest single cost, so it drives most of the overall difference.
How does Hagerstown, MD compare to the US average cost of living?
Overall prices in Hagerstown, MD sit at 94.2 versus 100 for the US average, with housing at 75.7. Figures come from the US Bureau of Economic Analysis for 2024.