Cost of living index
Fargo, ND
90.9 / 100
Living in Fargo, ND is 9.1% cheaper than the US average.
Overall prices
90.9
Housing / rent
81.1
vs US average
−9.1%
What it costs to live in Fargo, ND
Fargo, ND has an overall price level of 90.9 compared with the national average of 100, meaning everyday costs run about 9.1% lower than a typical US metro. Housing tells the sharper story: at 81.1 it is 18.9% below the national average. Because rent and mortgage payments are the biggest line in most household budgets, that housing figure is usually what you’ll feel most when you move here.
Common questions
Is Fargo, ND an expensive place to live?
Fargo, ND has an overall cost-of-living index of 90.9, where 100 is the US average. That makes it about 9.1% cheaper than the country as a whole.
Is housing expensive in Fargo, ND?
Housing in Fargo, ND scores 81.1 against a US average of 100 — roughly 18.9% below average. Housing is usually the largest single cost, so it drives most of the overall difference.
How does Fargo, ND compare to the US average cost of living?
Overall prices in Fargo, ND sit at 90.9 versus 100 for the US average, with housing at 81.1. Figures come from the US Bureau of Economic Analysis for 2024.