Cost of living index

Cleveland, TN

88.1 / 100

Living in Cleveland, TN is 11.9% cheaper than the US average — the #332 of 387 highest nationally.

Median rent: $939/mo

Median home value: $218,500

Figures — including the cost index, median rent, and median home value — cover the wider Cleveland, TN metropolitan area, not individual neighbourhoods or city boundaries.

Winter
53° / 34°F
(12° / 1°C)
15.3 in precip
Spring
73° / 50°F
(23° / 10°C)
14.2 in precip
Summer
89° / 70°F
(32° / 21°C)
12.9 in precip
Fall
73° / 52°F
(23° / 11°C)
12.6 in precip

30-year climate normals (1991–2020) from CHATTANOOGA LOVELL AP, via NOAA.

The Cleveland, TN metro area has an overall price level of 88.1 compared with the national average of 100, meaning everyday costs run about 11.9% lower than a typical US metro. Housing tells the sharper story: at 60.3 it is 39.7% below the national average. Housing rents are often one of the largest sources of difference between metro areas, so this figure can have a significant impact when comparing locations.

Overall#332 of 387
88.1
Goods#190 of 387
96.2
Housing rents#320 of 387
60.3
Utilities#368 of 387
72.3
Other services#350 of 387
95.1

Cleveland, TN is moved down the most by housing rents, at 60.3 vs a US average of 100, while the closest to average is goods.

See all 10 metros in Tennessee →See the cheapest and most expensive US metros →

Figures on this page come from the US Bureau of Economic Analysis (BEA) Regional Price Parities dataset, 2024 — the most recent year published. An index of 100 marks the national average; a metro above 100 has higher prices than a typical US metro, below 100 lower. Median rent and median home value are from the US Census Bureau’s American Community Survey (ACS) 2023 5-year estimates, and seasonal weather is from NOAA’s 1991–2020 climate normals. These are regional figures only, not a complete personal budget — they don’t account for individual spending habits, taxes, or household circumstances. See the full methodology for how the index and salary-equivalent estimates are calculated.

Compare My City is an independent project and is not operated by, endorsed by, or affiliated with the Bureau of Economic Analysis, the Census Bureau, or NOAA.

Is Cleveland, TN an expensive place to live?

Cleveland, TN has an overall cost-of-living index of 88.1, where 100 is the US average. That makes it about 11.9% cheaper than the country as a whole.

Is housing expensive in Cleveland, TN?

Housing rents in Cleveland, TN score 60.3 against a US average of 100 — roughly 39.7% below average. Housing rents are often the main driver of differences in overall price levels between metro areas.

How does Cleveland, TN compare to the US average cost of living?

Overall prices in Cleveland, TN sit at 88.1 versus 100 for the US average, with housing at 60.3. Figures come from the US Bureau of Economic Analysis for 2024.