Cost of living index
Charlottesville, VA
99.1 / 100
Living in Charlottesville, VA is 0.9% cheaper than the US average.
Overall prices
99.1
Housing / rent
107
vs US average
−0.9%
What it costs to live in Charlottesville, VA
Charlottesville, VA has an overall price level of 99.1 compared with the national average of 100, meaning everyday costs run about 0.9% lower than a typical US metro. Housing tells the sharper story: at 107 it is 7.0% above the national average. Because rent and mortgage payments are the biggest line in most household budgets, that housing figure is usually what you’ll feel most when you move here.
Common questions
Is Charlottesville, VA an expensive place to live?
Charlottesville, VA has an overall cost-of-living index of 99.1, where 100 is the US average. That makes it about 0.9% cheaper than the country as a whole.
Is housing expensive in Charlottesville, VA?
Housing in Charlottesville, VA scores 107 against a US average of 100 — roughly 7.0% above average. Housing is usually the largest single cost, so it drives most of the overall difference.
How does Charlottesville, VA compare to the US average cost of living?
Overall prices in Charlottesville, VA sit at 99.1 versus 100 for the US average, with housing at 107. Figures come from the US Bureau of Economic Analysis for 2024.