Cost of living index
Champaign, IL
92.7 / 100
Living in Champaign, IL is 7.3% cheaper than the US average.
Overall prices
92.7
Housing / rent
71.6
vs US average
−7.3%
What it costs to live in Champaign, IL
Champaign, IL has an overall price level of 92.7 compared with the national average of 100, meaning everyday costs run about 7.3% lower than a typical US metro. Housing tells the sharper story: at 71.6 it is 28.4% below the national average. Because rent and mortgage payments are the biggest line in most household budgets, that housing figure is usually what you’ll feel most when you move here.
Common questions
Is Champaign, IL an expensive place to live?
Champaign, IL has an overall cost-of-living index of 92.7, where 100 is the US average. That makes it about 7.3% cheaper than the country as a whole.
Is housing expensive in Champaign, IL?
Housing in Champaign, IL scores 71.6 against a US average of 100 — roughly 28.4% below average. Housing is usually the largest single cost, so it drives most of the overall difference.
How does Champaign, IL compare to the US average cost of living?
Overall prices in Champaign, IL sit at 92.7 versus 100 for the US average, with housing at 71.6. Figures come from the US Bureau of Economic Analysis for 2024.