Cost of living index

Chambersburg, PA

94.6 / 100

Living in Chambersburg, PA is 5.4% cheaper than the US average — the #176 of 387 highest nationally.

Median rent: $1,071/mo

Median home value: $236,300

Figures — including the cost index, median rent, and median home value — cover the wider Chambersburg, PA metropolitan area, not individual neighbourhoods or city boundaries.

Winter
43° / 28°F
(6° / -2°C)
7.3 in precip
Spring
64° / 44°F
(18° / 7°C)
9.9 in precip
Summer
85° / 66°F
(29° / 19°C)
9.2 in precip
Fall
66° / 48°F
(19° / 9°C)
9.2 in precip

30-year climate normals (1991–2020) from HAGERSTOWN WASHINGTON CO AP, via NOAA.

The Chambersburg, PA metro area has an overall price level of 94.6 compared with the national average of 100, meaning everyday costs run about 5.4% lower than a typical US metro. Housing tells the sharper story: at 71.9 it is 28.1% below the national average. Housing rents are often one of the largest sources of difference between metro areas, so this figure can have a significant impact when comparing locations.

Overall#176 of 387
94.6
Goods#60 of 387
100.7
Housing rents#250 of 387
71.9
Utilities#68 of 387
108.3
Other services#266 of 387
97.7

Chambersburg, PA is moved down the most by housing rents, at 71.9 vs a US average of 100, while the closest to average is goods.

See all 16 metros in Pennsylvania →See the cheapest and most expensive US metros →

Figures on this page come from the US Bureau of Economic Analysis (BEA) Regional Price Parities dataset, 2024 — the most recent year published. An index of 100 marks the national average; a metro above 100 has higher prices than a typical US metro, below 100 lower. Median rent and median home value are from the US Census Bureau’s American Community Survey (ACS) 2023 5-year estimates, and seasonal weather is from NOAA’s 1991–2020 climate normals. These are regional figures only, not a complete personal budget — they don’t account for individual spending habits, taxes, or household circumstances. See the full methodology for how the index and salary-equivalent estimates are calculated.

Compare My City is an independent project and is not operated by, endorsed by, or affiliated with the Bureau of Economic Analysis, the Census Bureau, or NOAA.

Is Chambersburg, PA an expensive place to live?

Chambersburg, PA has an overall cost-of-living index of 94.6, where 100 is the US average. That makes it about 5.4% cheaper than the country as a whole.

Is housing expensive in Chambersburg, PA?

Housing rents in Chambersburg, PA score 71.9 against a US average of 100 — roughly 28.1% below average. Housing rents are often the main driver of differences in overall price levels between metro areas.

How does Chambersburg, PA compare to the US average cost of living?

Overall prices in Chambersburg, PA sit at 94.6 versus 100 for the US average, with housing at 71.9. Figures come from the US Bureau of Economic Analysis for 2024.